These Terms of Use ("Terms") govern your access to and use of the website and services offered by Bison Green Loans LLC ("Company," "we," "our," or "us") through Instant Cash Advance: BG Loans ("Service"). By using the Service, you agree to these Terms.
1. Our Role
Bison Green Loans LLC is not a direct lender. We do not issue loans, extend credit, or make lending decisions. We operate solely as a loan-matching platform, connecting users with independent third-party lenders.
Submitting a request does not guarantee approval.
2. Eligibility
To use the Service, you must:
- Be at least 18 years old
- Be a U.S. resident
- Have a valid bank account
- Provide accurate and complete information
3. User Responsibilities
You agree to:
- Provide truthful and current information
- Use the Service for lawful purposes
- Not misuse or interfere with the Service
- Not attempt to bypass security measures or access restricted areas
We may deny access to the Service for violations of these Terms.
4. Loan Requests
When you submit a loan request:
- Your information is shared with third-party lenders
- Each lender has its own eligibility criteria
- Offers, APRs, terms, and conditions vary by lender
- You are under no obligation to accept any offer
The Company is not responsible for lenders' decisions, actions, or loan terms.
5. Third-Party Lenders
All lenders operate independently. We do not:
- Endorse or guarantee any lender
- Control the approval process
- Participate in loan servicing or collections
Your interactions with lenders are solely between you and the lender.
6. Intellectual Property
All content, trademarks, graphics, logos, and materials within the Service are owned or licensed by the Company and protected by applicable laws. You may not reproduce, distribute, modify, or create derivative works without written permission.
7. Prohibited Conduct
You agree not to:
- Submit false or misleading information
- Use automated tools to access the Service
- Attempt to disrupt or damage the platform
- Use the Service for fraudulent or harmful activity
8. Disclaimer of Warranties
The Service is provided on an "as-is" and "as-available" basis. We do not guarantee:
- Approval
- Specific loan amounts or rates
- Availability of lender matches
- Continuous, error-free operation of the platform
9. Limitation of Liability
To the maximum extent permitted by law, the Company is not liable for:
- Denied loan applications
- Decisions or actions taken by third-party lenders
- Errors, interruptions, or delays in the Service
- Any damages resulting from your use of the Service
10. Indemnification
You agree to hold harmless and indemnify the Company from any claims, losses, or liabilities arising from:
- Your use of the Service
- Your interactions with lenders
- Your violation of these Terms
11. Changes to the Terms
We may update these Terms periodically. Updates will be posted with a revised "Last Updated" date. Continued use of the Service constitutes acceptance of the updated Terms.
12. Governing Law
These Terms are governed by the laws of the state in which the Company operates, without regard to conflict-of-law principles.
13. Contact Us
If you have questions about these Terms, contact us at: